Basic Choice is designed to protect your home from major loss and includes coverage for fire, smoke, lightning, windstorm and hail.
Optional Coverage is available to add to your policy. For Owner-Occupied Properties, Excelsior offers optional coverage of Personal Property Replacement Cost (PPRC) for contents, along with liability coverage of up to $500,000. Other coverage may be available upon request.
Basic Choice is available to properties both currently occupied by the owner of the property or a non-owner, with options to exclude Liability or Medical Payment coverage. Properties that are occupied by someone other than the owner are subject to the following requirements:
Basic Choice Exclusions
Check out our Home Insurance (HO3) Policy
Excelsior Marketing Insurance Agency
Nicole Belline Thibaud